Yeah, if you are in a position to buy a house right now, consider yourself lucky, because now IS the time. We got a wicked 30 year rate and we also bought this house in a new development before they started building. We looked at the floor plan and liked it, and then the sales lady told us about the incentives they were offering to get the community going, and it was a no-brainer at that point. It was a REALLY nice deal.
Bart