Deductible isn't worth it? You mean to pay more premium to lower the deductible?Originally Posted by WormGod
Had a windshield replaced early this year. My State Farm ins. covered 100% and had Safe-Lite come out to my house and change it it my garage. The total was around $800 for the glass because of tint trim and the defrost-heating element, but not having had to pay $0.01 was great and it didnt affect my rate at all with the claim. Oh, this was on my WRX, not my VX, but still worthy to know perhaps.
In this case, you shoudl get your own glass and do it. The deductible isnt worth it. And note to yourself.... dont keep valuables in the car anymore.
Since you have a $500 deductible if you had a total loss of $1000 the insurance will only reimburse you $500 ($1000 loss - $500 deductible).
So it is in your best interest to accurately report your claim with all of the stolen items and repair costs for damage at fair value.
Some states, like Arizona, have a separate $0 deductible for auto glass.
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