Quote Originally Posted by Navigator
A motorcyle, scooter, moped, or bicycle depending on what suits you will save you $$$ in gas & insurance over a car for those short trips and commutes. Save the VX for special occasions, don't dump it. My 2 cents.
True big savings on Insurance. I never realized how cheap motorcycle insurance is. I checked on Progressive and for full coverage on a new Kawasaki Ninja 10R ($10,000 bike) was $200/year (motorcycle terms are annual not six months). I pay almost that in one month for auto insurance.

Everyone generally says well with a motorcycle the risk of bodily injury should be higher. But this is not consistant with the price, otherwise motorcycle insurance would be more than auto. So the conclusion that I came to is that it has to do with the amount of damage the insured is capable of doing with the vehicle. The damage that a motorcycle can do pales in comparison with the damage that a car can do.