in aug 05 i was involved in a serious accident where i was clipped by a bus on the interstate which caused me to fishtail, eventually lose control into a spin and ultimately roll the car twice at 70mph... i was taken to the hospital via medivac unconscious with a 9" gash across the top of my head and at the time they thought a skull fracture.. 6 days in the hospital later and i was able to be released but not able to stand/walk more than a minute on my own, took about another week before i was able to do any kind of physical activity on my own, now im more or less back to how i was before except a 9" scar on my head, being limited to 3 miles or less on my runs (used to do 5-7) and a mild fear of buses and big rigs.. anyway insurance offered to pay my medical bills only, i got a lawyer and within a couple weeks i got a hefty settlement.. which paid for my VX and a majority of college... my lawyer also got me all of the insurance money back from the totaled car, which was supposed to be released to the estate of my father (car was in his name and he had passed 2 weeks prior, so it wasnt switched over) if the money had been released to his estate, i would never have seen it