from American Hobbyist page under qualifications:
Unlike some of our competitors, American Hobbyist allows you to enjoy driving your collector vehicle without worrying about strict mileage limitations*. As long as you use your regular car(s) for everyday driving and your collector vehicle on a limited basis (e.g., pleasure rides, hobby activities, exhibitions, etc.), you will be well-protected by American Hobbyist.
Leaves me out, I love driving my VX, plus it is my daily driver