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I'm confused...
I thought you were saying insurance was going to be way expensive for you... $2,000 / year isn't expensive!! Even if you're broke. That's way less then the price of gas :D
I thought you were saying $2,000 /month or something, And I figured, whoa... must be some working visa weird insurance issue.
Kudos on working toward insurance!
I have had Progressive insurance, full coverage, on my VX since i got it 2 and a half years ago. I have had to file a claim when i was hit last year, but they were good to deal with. a little perk is that they wave the first speeding ticket up to 14 mph over, so they know that everyone isn't perfect with their speed from time to time. i pay 1000 a year in NJ, and that's full coverage.
to the guy that doesn't have insurance (sorry, i forgot your ID), get insured. you are just going to be another person's headache one day, and you will get one of your own if you get pulled over or sued. It will happen.
*****Hey, U.S. Citizen or not there are all out there*****. don't start getting all crazy with people from other counrties living here. I lived in the US for 16 years waiting for my Greencard, and i couldn't drive till i was 21 and get insurance or even go to collage. Now i don't agree with you pepino, cuz i didn't drive and i obayed the law, and u know what, it pays off, cuz if i did and got pulled over i would of been deported back to Costa Rica, or even worse i could of killed some1 or hurt them if i got in an accedent. Now i'm doing my part as i believe, just my openion, I'm serving this country in the militery cuz of what it has given me and i'm thankful, so i think every1 one that comes to the U.S, should serve at least 1 term to give back to the country, Again thats just my openion. anyways Pepino I have to say don't drive with out being insured, not far for the rest of us who pay, cuz the day will come that you will have insurance and your ignorance now will cost you in the future and thats called Karma Bro. Be thankful you are here legally, are going to school, have a drivers licence, now all you need is insurace, find a way bro, just find a way.
First off, I fully agree that there is no justification for not having insurance. If you feel insurance is too expensive, then you have the option of not owning a car. There is no excuse for reckless endangerment of other's life and property. Those who have stressed this point are absolutely correct. Insurance is a safeguard for all of us, and if it is expensive for you despite the hundreds of insurance companies, then there is a reason for it. If one can't afford a car (including insurance) than don't buy one. Walk, bike, use public transport, carpool, buy a motorbike, a cheaper car...
Secondly, need to make sure that we don't let issues like these turn into xenophobic discussions. Just as there may be some non-US citizens breaking the law, there are plenty of US citizens doing the same, and the opposite is also true. This is a serious issue and not about scoring xenophobic political points.
I had a big realization yesterday while pricing out insurance for an addition to the stable...
The insurance for a 2006 Mini Cooper S valued at ~$21k was only about 5% more expensive than what I've been paying on the VX! WOW. VX insurance is just HIGH.
The gas savings on the Mini will pay for its insurance, though. :-)
I tried insurance.com and they provided a comparison of various companies inclduing Liberty Mutual, Progressive, Esurance, etc. and even though it wasn't less than my Farmers, it is very close to it for Liberty Mutual. Good way to compare a few options.